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平台收付通（分账）开发指引

更新时间：2024.12.30

# 1. 接口规则

为了在保证支付安全的前提下，带给商户简单、一致且易用的开发体验，我们推出了全新的微信支付APIv3接口。该版本API的具体规则请参考APIv3接口规则。

# 2. 开发准备

# 2.1. 搭建和配置开发环境

开发者应当依据自身的编程语言来构建并配置相应的开发环境。

# 2.2. 业务开发配置-分账

需分账的订单，平台在下单时需预先打上分账标识“profit_sharing”，详细可查看各场景下单API（普通支付下单/合单支付下单API）。

# 3. 快速接入

# 3.1. 业务流程图-分账

示例图

重要步骤说明：

步骤1 平台通过添加分账接收方API添加需要分账的分账对象（接收方）。

步骤2 平台预先在合单支付/普通支付下单API接口中上传分账标识“profit_sharing”，待订单完成支付后即可调用请求分账API接口发起分账请求。

步骤3 分账完成后，微信会通过分账动账通知API接口，主动通知商户。商户如有需要，可以通过查询分账结果API接口，主动查询分账结果。

步骤4 分账后若产生退款，则需先调用请求分账回退API 接口，请求将已经分给分账方的资金回退，再处理退款。

步骤5 分账回退完成后，微信同样会通过分账动账通知API接口，主动通知商户。商户也可以通过查询分账回退结果API接口，主动查询分账结果。

步骤6： 分账结束后，商户需调用完结分账API接口结束分账订单。

# 3.2. API接入-分账

本文档展示了如何使用微信支付服务端 SDK 快速接入平台收付通产品，完成与微信支付对接的部分。

注意

  • 文档中的代码示例是用来阐述 API 基本使用方法，代码中的示例参数需替换成商户自己账号及请求参数才能跑通。
  • 以下接入步骤仅提供参考，请商户结合自身业务需求进行评估、修改。

# 3.2.1.【服务端】添加分账接收方

步骤说明： 平台可通过此接口添加分账接收方，建立分账接收方列表。后续通过发起分账请求，将平台下的二级商户结算后的资金，分给分账接收方列表中具体的分账接收方。

示例代码
1public void AddProfitsharingReceivers() throws Exception{
2
3  //请求URL
4  HttpPost httpPost = new HttpPost("https://api.mch.weixin.qq.com/v3/ecommerce/profitsharing/receivers/add");
5  // 请求body参数
6  String reqdata = "{"
7          + "\"appid\":\"wx8888888888888888\","
8          + "\"type\":\"MERCHANT_ID\","
9          + "\"account\":\"190001001\","
10          + "\"name\":\"张三网络公司\","
11          + "\"relation_type\":\"SUPPLIER\""
12          + "}";
13  StringEntity entity = new StringEntity(reqdata,"utf-8");
14  entity.setContentType("application/json");
15  httpPost.setEntity(entity);
16  httpPost.setHeader("Accept", "application/json");
17
18  //完成签名并执行请求
19  CloseableHttpResponse response = httpClient.execute(httpPost);
20
21  try {
22      int statusCode = response.getStatusLine().getStatusCode();
23      if (statusCode == 200) { //处理成功
24          System.out.println("success,return body = " + EntityUtils.toString(response.getEntity()));
25      } else if (statusCode == 204) { //处理成功，无返回Body
26          System.out.println("success");
27      } else {
28          System.out.println("failed,resp code = " + statusCode+ ",return body = " + EntityUtils.toString(response.getEntity()));
29          throw new IOException("request failed");
30      }
31  } finally {
32      response.close();
33  }
34}
1use GuzzleHttp\Exception\RequestException;
2use WechatPay\GuzzleMiddleware\WechatPayMiddleware;
3use WechatPay\GuzzleMiddleware\Util\PemUtil;
4use GuzzleHttp\HandlerStack;
5
6try {
7    $resp = $client->request(
8        'POST',
9        'https://api.mch.weixin.qq.com/v3/ecommerce/profitsharing/receivers/add', //请求URL
10        [
11            // JSON请求体
12            'json' => [
13                "appid" => "wx8888888888888888",
14                "type" => "MERCHANT_ID",
15                "account" => "190001001",
16                "name" => "张三网络公司",
17                "relation_type" => "SUPPLIER",
18            ],
19            'headers' => [ 'Accept' => 'application/json' ]
20        ]
21    );
22    $statusCode = $resp->getStatusCode();
23    if ($statusCode == 200) { //处理成功
24        echo "success,return body = " . $resp->getBody()->getContents()."\n";
25    } else if ($statusCode == 204) { //处理成功，无返回Body
26        echo "success";
27    }
28} catch (RequestException $e) {
29    // 进行错误处理
30    echo $e->getMessage()."\n";
31    if ($e->hasResponse()) {
32        echo "failed,resp code = " . $e->getResponse()->getStatusCode() . " return body = " . $e->getResponse()->getBody() . "\n";
33    }
34    return;
35}

更多参数、响应详情及错误码请参见添加分账接收方API接口文档。

# 3.2.2.【服务端】请求分账

步骤说明： 平台，如有订单需要进行分账，可通过此接口完成。

示例代码
1public void Profitsharing() throws Exception{
2
3  //请求URL
4  HttpPost httpPost = new HttpPost("https://api.mch.weixin.qq.com/v3/ecommerce/profitsharing/orders");
5  // 请求body参数
6  String reqdata = "{"
7          + "\"sub_mchid\":\"1900000109\","
8          + "\"transaction_id\":\"4208450740201411110007820472\","
9          + "\"out_order_no\":\"P20150806125346\","
10          + "\"receivers\": ["
11          + "{"
12          + "\"type\":\"MERCHANT_ID\","
13          + "\"receiver_account\":\"1900000110\","
14          + "\"receiver_mchid\":\"1900000110\","
15          + "\"amount\":100,"
16          + "\"description\":\"分给商户1900000110\""
17          + "}"
18          + "],"
19          + "\"finish\":true"
20          + "}";
21  StringEntity entity = new StringEntity(reqdata,"utf-8");
22  entity.setContentType("application/json");
23  httpPost.setEntity(entity);
24  httpPost.setHeader("Accept", "application/json");
25
26  //完成签名并执行请求
27  CloseableHttpResponse response = httpClient.execute(httpPost);
28
29  try {
30      int statusCode = response.getStatusLine().getStatusCode();
31      if (statusCode == 200) { //处理成功
32          System.out.println("success,return body = " + EntityUtils.toString(response.getEntity()));
33      } else if (statusCode == 204) { //处理成功，无返回Body
34          System.out.println("success");
35      } else {
36          System.out.println("failed,resp code = " + statusCode+ ",return body = " + EntityUtils.toString(response.getEntity()));
37          throw new IOException("request failed");
38      }
39  } finally {
40      response.close();
41  }
42}
1try {
2    $resp = $client->request(
3        'POST',
4        'https://api.mch.weixin.qq.com/v3/ecommerce/profitsharing/orders', //请求URL
5        [
6            // JSON请求体
7            'json' => [
8                "sub_mchid" => "1900000109",
9                "transaction_id" => "4208450740201411110007820472",
10                "out_order_no" => "P20150806125346",
11                "receivers" => [
12                    [
13                        "type" => "MERCHANT_ID",
14                        "receiver_account" => "1900000110",
15                        "receiver_mchid" => "1900000110",
16                        "amount" => 100,
17                        "description" => "分给商户1900000110",
18                    ],
19                ],
20                "finish" => true,
21            ],
22            'headers' => [ 'Accept' => 'application/json' ]
23        ]
24    );
25    $statusCode = $resp->getStatusCode();
26    if ($statusCode == 200) { //处理成功
27        echo "success,return body = " . $resp->getBody()->getContents()."\n";
28    } else if ($statusCode == 204) { //处理成功，无返回Body
29        echo "success";
30    }
31} catch (RequestException $e) {
32    // 进行错误处理
33    echo $e->getMessage()."\n";
34    if ($e->hasResponse()) {
35        echo "failed,resp code = " . $e->getResponse()->getStatusCode() . " return body = " . $e->getResponse()->getBody() . "\n";
36    }
37    return;
38}

更多参数、响应详情及错误码请参见请求分账API接口文档。

# 3.2.3.【服务端】分账动账通知

步骤说明： 此功能仅针对分账接收方，当分账动账金额发生变动时，微信会把相关变动结果发送给需要实时关注的分账接收方。

注意

  • 支付结果通知是以POST 方法访问商户设置的通知URL，通知的数据以JSON 格式通过请求主体（BODY）传输。通知的数据包括了加密的支付结果详情。
  • 加密不能保证通知请求来自微信。微信会对发送给商户的通知进行签名，并将签名值放在通知的HTTP头Wechatpay-Signature。商户应当验证签名，以确认请求来自微信，而不是其他的第三方。签名验证的算法请参考 《微信支付API v3签名验证》。
  • 支付通知HTTP应答码为200或204才会当作正常接收，当回调处理异常时，应答的HTTP状态码应为500，或者4xx。
  • 商户成功接收到回调通知后应返回成功的HTTP应答码为200或204。
  • 同样的通知可能会多次发送给商户系统。商户系统必须能够正确处理重复的通知。 推荐的做法是，当商户系统收到通知进行处理时，先检查对应业务数据的状态，并判断该通知是否已经处理。如果未处理，则再进行处理；如果已处理，则直接返回结果成功。在对业务数据进行状态检查和处理之前，要采用数据锁进行并发控制，以避免函数重入造成的数据混乱。

更多参数、响应详情及错误码请参见分账动账通知API接口文档。

# 3.2.4. 【服务端】查询分账结果

步骤说明： 平台可通过此接口实时关注订单的分账请求和分账完结情况。

示例代码
1public void QueryProfitsharing() throws Exception{
2
3  //请求URL
4  HttpGet httpGet = new HttpGet("https://api.mch.weixin.qq.com/v3/ecommerce/profitsharing/orders?sub_mchid=1900000109&transaction_id=4208450740201411110007820472&out_order_no=P20150806125346");
5  httpGet.setHeader("Accept", "application/json");
6
7  //完成签名并执行请求
8  CloseableHttpResponse response = httpClient.execute(httpGet);
9
10  try {
11      int statusCode = response.getStatusLine().getStatusCode();
12      if (statusCode == 200) { //处理成功
13          System.out.println("success,return body = " + EntityUtils.toString(response.getEntity()));
14      } else if (statusCode == 204) { //处理成功，无返回Body
15          System.out.println("success");
16      } else {
17          System.out.println("failed,resp code = " + statusCode+ ",return body = " + EntityUtils.toString(response.getEntity()));
18          throw new IOException("request failed");
19      }
20  } finally {
21      response.close();
22  }
23}
1try {
2    $resp = $client->request(
3        'GET',
4        'https://api.mch.weixin.qq.com/v3/ecommerce/profitsharing/orders?sub_mchid=1900000109&transaction_id=4208450740201411110007820472&out_order_no=P20150806125346', //请求URL
5        [
6            'headers' => [ 'Accept' => 'application/json']
7        ]
8    );
9    $statusCode = $resp->getStatusCode();
10    if ($statusCode == 200) { //处理成功
11        echo "success,return body = " . $resp->getBody()->getContents()."\n";
12    } else if ($statusCode == 204) { //处理成功，无返回Body
13        echo "success";
14    }
15} catch (RequestException $e) {
16    // 进行错误处理
17    echo $e->getMessage()."\n";
18    if ($e->hasResponse()) {
19        echo "failed,resp code = " . $e->getResponse()->getStatusCode() . " return body = " . $e->getResponse()->getBody() . "\n";
20    }
21    return;
22}

更多参数、响应详情及错误码请参见 查询分账结果API接口文档。

# 3.2.5. 【服务端】请求分账回退

步骤说明： 订单已经分账，在退款时，可以先调此接口，将已分账的资金从分账接收方的账户回退给分账方，再发起退款。

示例代码
1public void Demo() throws Exception{
2
3  //请求URL
4  HttpPost httpPost = new HttpPost("https://api.mch.weixin.qq.com/v3/ecommerce/profitsharing/returnorders");
5  // 请求body参数
6  String reqdata = "{"
7          + "\"sub_mchid\":\"1900000109\","
8          + "\"order_id\":\"3008450740201411110007820472\","
9          + "\"out_order_no\":\"P20150806125346\","
10          + "\"out_return_no\":\"R20190516001\","
11          + "\"return_mchid\":\"86693852\","
12          + "\"amount\":10,"
13          + "\"description\":\"分账回退\""
14          + "}";
15  StringEntity entity = new StringEntity(reqdata,"utf-8");
16  entity.setContentType("application/json");
17  httpPost.setEntity(entity);
18  httpPost.setHeader("Accept", "application/json");
19
20  //完成签名并执行请求
21  CloseableHttpResponse response = httpClient.execute(httpPost);
22
23  try {
24      int statusCode = response.getStatusLine().getStatusCode();
25      if (statusCode == 200) { //处理成功
26          System.out.println("success,return body = " + EntityUtils.toString(response.getEntity()));
27      } else if (statusCode == 204) { //处理成功，无返回Body
28          System.out.println("success");
29      } else {
30          System.out.println("failed,resp code = " + statusCode+ ",return body = " + EntityUtils.toString(response.getEntity()));
31          throw new IOException("request failed");
32      }
33  } finally {
34      response.close();
35  }
36}
1try {
2    $resp = $client->request(
3        'POST',
4        'https://api.mch.weixin.qq.com/v3/ecommerce/profitsharing/returnorders', //请求URL
5        [
6            // JSON请求体
7            'json' => [
8                "sub_mchid" => "1900000109",
9                "order_id" => "3008450740201411110007820472",
10                "out_order_no" => "P20150806125346",
11                "out_return_no" => "R20190516001",
12                "return_mchid" => "86693852",
13                "amount" => 10,
14                "description" => "分账回退",
15            ],
16            'headers' => [ 'Accept' => 'application/json' ]
17        ]
18    );
19    $statusCode = $resp->getStatusCode();
20    if ($statusCode == 200) { //处理成功
21        echo "success,return body = " . $resp->getBody()->getContents()."\n";
22    } else if ($statusCode == 204) { //处理成功，无返回Body
23        echo "success";
24    }
25} catch (RequestException $e) {
26    // 进行错误处理
27    echo $e->getMessage()."\n";
28    if ($e->hasResponse()) {
29        echo "failed,resp code = " . $e->getResponse()->getStatusCode() . " return body = " . $e->getResponse()->getBody() . "\n";
30    }
31    return;
32}

更多参数、响应详情及错误码请参见请求分账回退API 接口文档。

# 3.2.6. 【服务端】查询分账回退结果

步骤说明： 商户需要核实回退结果，可调用此接口查询回退结果;如果分账回退接口返回状态为处理中，可调用此接口查询回退结果。

示例代码
1public void QueryFallbackProfitsharing() throws Exception{
2
3  //请求URL
4  HttpGet httpGet = new HttpGet("https://api.mch.weixin.qq.com/v3/ecommerce/profitsharing/returnorders?sub_mchid=1900000109&out_order_no=P20150806125346&out_return_no=R20190516001");
5  httpGet.setHeader("Accept", "application/json");
6
7  //完成签名并执行请求
8  CloseableHttpResponse response = httpClient.execute(httpGet);
9
10  try {
11      int statusCode = response.getStatusLine().getStatusCode();
12      if (statusCode == 200) { //处理成功
13          System.out.println("success,return body = " + EntityUtils.toString(response.getEntity()));
14      } else if (statusCode == 204) { //处理成功，无返回Body
15          System.out.println("success");
16      } else {
17          System.out.println("failed,resp code = " + statusCode+ ",return body = " + EntityUtils.toString(response.getEntity()));
18          throw new IOException("request failed");
19      }
20  } finally {
21      response.close();
22  }
23}
1try {
2    $resp = $client->request(
3        'GET',
4        'https://api.mch.weixin.qq.com/v3/ecommerce/profitsharing/returnorders?sub_mchid=1900000109&out_order_no=P20150806125346&out_return_no=R20190516001', //请求URL
5        [
6            'headers' => [ 'Accept' => 'application/json']
7        ]
8    );
9    $statusCode = $resp->getStatusCode();
10    if ($statusCode == 200) { //处理成功
11        echo "success,return body = " . $resp->getBody()->getContents()."\n";
12    } else if ($statusCode == 204) { //处理成功，无返回Body
13        echo "success";
14    }
15} catch (RequestException $e) {
16    // 进行错误处理
17    echo $e->getMessage()."\n";
18    if ($e->hasResponse()) {
19        echo "failed,resp code = " . $e->getResponse()->getStatusCode() . " return body = " . $e->getResponse()->getBody() . "\n";
20    }
21    return;
22}

更多参数、响应详情及错误码请参见查询分账回退结果API 接口文档。

# 3.2.7. 【服务端】完结分账

步骤说明： 不需要进行分账的订单，可直接调用本接口将订单的金额全部解冻给二级商户。

示例代码
1public void FinishProfitsharing() throws Exception{
2
3  //请求URL
4  HttpPost httpPost = new HttpPost("https://api.mch.weixin.qq.com/v3/ecommerce/profitsharing/finish-order");
5  // 请求body参数
6  String reqdata = "{"
7          + "\"sub_mchid\":\"1900000109\","
8          + "\"transaction_id\":\"4208450740201411110007820472\","
9          + "\"out_order_no\":\"P20150806125346\","
10          + "\"description\":\"分账完结\""
11          + "}";
12  StringEntity entity = new StringEntity(reqdata,"utf-8");
13  entity.setContentType("application/json");
14  httpPost.setEntity(entity);
15  httpPost.setHeader("Accept", "application/json");
16
17  //完成签名并执行请求
18  CloseableHttpResponse response = httpClient.execute(httpPost);
19
20  try {
21      int statusCode = response.getStatusLine().getStatusCode();
22      if (statusCode == 200) { //处理成功
23          System.out.println("success,return body = " + EntityUtils.toString(response.getEntity()));
24      } else if (statusCode == 204) { //处理成功，无返回Body
25          System.out.println("success");
26      } else {
27          System.out.println("failed,resp code = " + statusCode+ ",return body = " + EntityUtils.toString(response.getEntity()));
28          throw new IOException("request failed");
29      }
30  } finally {
31      response.close();
32  }
33}
1try {
2    $resp = $client->request(
3        'POST',
4        'https://api.mch.weixin.qq.com/v3/ecommerce/profitsharing/finish-order', //请求URL
5        [
6            // JSON请求体
7            'json' => [
8                "sub_mchid" => "1900000109",
9                "transaction_id" => "4208450740201411110007820472",
10                "out_order_no" => "P20150806125346",
11                "description" => "分账完结",
12            ],
13            'headers' => [ 'Accept' => 'application/json' ]
14        ]
15    );
16    $statusCode = $resp->getStatusCode();
17    if ($statusCode == 200) { //处理成功
18        echo "success,return body = " . $resp->getBody()->getContents()."\n";
19    } else if ($statusCode == 204) { //处理成功，无返回Body
20        echo "success";
21    }
22} catch (RequestException $e) {
23    // 进行错误处理
24    echo $e->getMessage()."\n";
25    if ($e->hasResponse()) {
26        echo "failed,resp code = " . $e->getResponse()->getStatusCode() . " return body = " . $e->getResponse()->getBody() . "\n";
27    }
28    return;
29}

更多参数、响应详情及错误码请参见完结分账API接口文档。

# 3.2.8. 【服务端】查询订单剩余待分金额

步骤说明： 分账接口支持对一笔订单进行多次分账，在这过程中，你可以使用该接口查询订单剩余的可进行分账的金额。

示例代码
1public void QueryProfitsharingAmounts() throws Exception{
2
3  //请求URL
4  HttpGet httpGet = new HttpGet("https://api.mch.weixin.qq.com/v3/ecommerce/profitsharing/orders/4208450740201411110007820472/amounts");
5  httpGet.setHeader("Accept", "application/json");
6
7  //完成签名并执行请求
8  CloseableHttpResponse response = httpClient.execute(httpGet);
9
10  try {
11      int statusCode = response.getStatusLine().getStatusCode();
12      if (statusCode == 200) { //处理成功
13          System.out.println("success,return body = " + EntityUtils.toString(response.getEntity()));
14      } else if (statusCode == 204) { //处理成功，无返回Body
15          System.out.println("success");
16      } else {
17          System.out.println("failed,resp code = " + statusCode+ ",return body = " + EntityUtils.toString(response.getEntity()));
18          throw new IOException("request failed");
19      }
20  } finally {
21      response.close();
22  }
23}
1try {
2    $resp = $client->request(
3        'GET',
4        'https://api.mch.weixin.qq.com/v3/ecommerce/profitsharing/orders/4208450740201411110007820472/amounts', //请求URL
5        [
6            'headers' => [ 'Accept' => 'application/json']
7        ]
8    );
9    $statusCode = $resp->getStatusCode();
10    if ($statusCode == 200) { //处理成功
11        echo "success,return body = " . $resp->getBody()->getContents()."\n";
12    } else if ($statusCode == 204) { //处理成功，无返回Body
13        echo "success";
14    }
15} catch (RequestException $e) {
16    // 进行错误处理
17    echo $e->getMessage()."\n";
18    if ($e->hasResponse()) {
19        echo "failed,resp code = " . $e->getResponse()->getStatusCode() . " return body = " . $e->getResponse()->getBody() . "\n";
20    }
21    return;
22}

更多参数、响应详情及错误码请参见查询订单剩余待分金额API接口文档。

# 3.2.9. 【服务端】删除分账接收方

步骤说明： 平台发起删除分账接收方请求。删除后，不支持将平台下二级商户结算后的资金，分到该分账接收方。

示例代码
1public void DeleteProfitsharingReceivers() throws Exception{
2
3  //请求URL
4  HttpPost httpPost = new HttpPost("https://api.mch.weixin.qq.com/v3/ecommerce/profitsharing/receivers/delete");
5  // 请求body参数
6  String reqdata = "{"
7          + "\"appid\":\"wx8888888888888888\","
8          + "\"type\":\"MERCHANT_ID\","
9          + "\"account\":\"190001001\""
10          + "}";
11  StringEntity entity = new StringEntity(reqdata,"utf-8");
12  entity.setContentType("application/json");
13  httpPost.setEntity(entity);
14  httpPost.setHeader("Accept", "application/json");
15
16  //完成签名并执行请求
17  CloseableHttpResponse response = httpClient.execute(httpPost);
18
19  try {
20      int statusCode = response.getStatusLine().getStatusCode();
21      if (statusCode == 200) { //处理成功
22          System.out.println("success,return body = " + EntityUtils.toString(response.getEntity()));
23      } else if (statusCode == 204) { //处理成功，无返回Body
24          System.out.println("success");
25      } else {
26          System.out.println("failed,resp code = " + statusCode+ ",return body = " + EntityUtils.toString(response.getEntity()));
27          throw new IOException("request failed");
28      }
29  } finally {
30      response.close();
31  }
32}
1try {
2    $resp = $client->request(
3        'POST',
4        'https://api.mch.weixin.qq.com/v3/ecommerce/profitsharing/receivers/delete', //请求URL
5        [
6            // JSON请求体
7            'json' => [
8                "appid" => "wx8888888888888888",
9                "type" => "MERCHANT_ID",
10                "account" => "190001001",
11            ],
12            'headers' => [ 'Accept' => 'application/json' ]
13        ]
14    );
15    $statusCode = $resp->getStatusCode();
16    if ($statusCode == 200) { //处理成功
17        echo "success,return body = " . $resp->getBody()->getContents()."\n";
18    } else if ($statusCode == 204) { //处理成功，无返回Body
19        echo "success";
20    }
21} catch (RequestException $e) {
22    // 进行错误处理
23    echo $e->getMessage()."\n";
24    if ($e->hasResponse()) {
25        echo "failed,resp code = " . $e->getResponse()->getStatusCode() . " return body = " . $e->getResponse()->getBody() . "\n";
26    }
27    return;
28}

更多参数、响应详情及错误码请参见 删除分账接收方API接口文档。

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