APP场景预签约(需要实名验证)
更新时间:2026.04.24商户可调用本接口预先指定签约,生成预签约会话及对应的预签约ID,再携带预签约ID(pre_entrustweb_id)参数,通过微信SDK拉起微信支付客户端的签约页面。
通过本接口预签约时,商户需具备实名验证产品权限,要求用户在签约时完成实名验证授权,仅当用户的微信支付实名信息与商户预留一致时才能完成签约。
接口说明
支持商户:【平台商户】
请求方式:【POST】/v3/ecommerce/individual-contracts/pre-entrust-sign-with-real-name-identity/app
请求域名:【主域名】https://api.mch.weixin.qq.com 使用该域名将访问就近的接入点
【备域名】https://api2.mch.weixin.qq.com 使用该域名将访问异地的接入点 ,指引点击查看
请求参数
Header HTTP头参数
Authorization 必填 string
请参考签名认证生成认证信息
Accept 必填 string
请设置为application/json
Content-Type 必填 string
请设置为application/json
Wechatpay-Serial 必填 string
【微信支付公钥ID】或【微信支付平台证书序列号】 请求参数中的敏感字段,需要使用微信支付公钥加密(推荐),请参考获取微信支付公钥ID说明以及微信支付公钥加密敏感信息指引;也可以使用微信支付平台证书公钥加密,参考获取平台证书序列号、平台证书加密敏感信息指引
body 包体参数
appid 必填 string(32)
【签约和付款的AppID】 调用方的AppID,获取方式详见:服务商模式开发必要参数说明
out_contract_code 必填 string(128)
【业务申请单号】 自定义的商户唯一编号,需保证服务商下唯一,仅允许包含英文半角的数字、字母、连接线-和下划线_。
real_name 必填 string(512)
【真实姓名】 必须加密传输,参考 HEADER 参数 Wechatpay-Serial 文档描述中的加密敏感信息指引。加密前的明文使用 UTF-8 编码,长度限制 1-64 字符。
cred_type 必填 string
【证件类型】 目前仅支持身份证
可选取值
ID_CARD: 身份证
cred_id 必填 string(512)
【证件号码】 必须加密传输,参考 HEADER 参数 Wechatpay-Serial 文档描述中的加密敏感信息指引。加密前的明文使用 UTF-8 编码,长度限制 1-64 字符。
请求示例
POST
1curl -X POST \ 2 https://api.mch.weixin.qq.com/v3/ecommerce/individual-contracts/pre-entrust-sign-with-real-name-identity/app \ 3 -H "Authorization: WECHATPAY2-SHA256-RSA2048 mchid=\"1900000001\",..." \ 4 -H "Accept: application/json" \ 5 -H "Wechatpay-Serial: 5157F09EFDC096DE15EBE81A47057A7232F1B8E1" \ 6 -H "Content-Type: application/json" \ 7 -d '{ 8 "appid" : "wxd678efh567h23787", 9 "out_contract_code" : "APPLYMENT_00000000001", 10 "real_name" : "刘某某", 11 "cred_type" : "ID_CARD", 12 "cred_id" : "440000000000000000" 13 }' 14
需配合微信支付工具库 WXPayUtility 使用,请参考Java
1package com.java.demo; 2 3import com.java.utils.WXPayUtility; // 引用微信支付工具库,参考:https://pay.weixin.qq.com/doc/v3/partner/4014985777 4 5import com.google.gson.annotations.SerializedName; 6import com.google.gson.annotations.Expose; 7import okhttp3.MediaType; 8import okhttp3.OkHttpClient; 9import okhttp3.Request; 10import okhttp3.RequestBody; 11import okhttp3.Response; 12 13import java.io.IOException; 14import java.io.UncheckedIOException; 15import java.security.PrivateKey; 16import java.security.PublicKey; 17import java.util.ArrayList; 18import java.util.HashMap; 19import java.util.List; 20import java.util.Map; 21 22/** 23 * App场景C2C预签约(需要实名验证) 24 */ 25public class PreEntrustSignWithRealNameIdentityApp { 26 private static String HOST = "https://api.mch.weixin.qq.com"; 27 private static String METHOD = "POST"; 28 private static String PATH = "/v3/ecommerce/individual-contracts/pre-entrust-sign-with-real-name-identity/app"; 29 30 public static void main(String[] args) { 31 // TODO: 请准备商户开发必要参数,参考:https://pay.weixin.qq.com/doc/v3/partner/4013080340 32 PreEntrustSignWithRealNameIdentityApp client = new PreEntrustSignWithRealNameIdentityApp( 33 "19xxxxxxxx", // 商户号,是由微信支付系统生成并分配给每个商户的唯一标识符,商户号获取方式参考 https://pay.weixin.qq.com/doc/v3/partner/4013080340 34 "1DDE55AD98Exxxxxxxxxx", // 商户API证书序列号,如何获取请参考 https://pay.weixin.qq.com/doc/v3/partner/4013058924 35 "/path/to/apiclient_key.pem", // 商户API证书私钥文件路径,本地文件路径 36 "PUB_KEY_ID_xxxxxxxxxxxxx", // 微信支付公钥ID,如何获取请参考 https://pay.weixin.qq.com/doc/v3/partner/4013038589 37 "/path/to/wxp_pub.pem" // 微信支付公钥文件路径,本地文件路径 38 ); 39 40 PreEntrustSignWithRealNameIdentityRequest request = new PreEntrustSignWithRealNameIdentityRequest(); 41 request.appid = "wxd678efh567h23787"; 42 request.outContractCode = "APPLYMENT_00000000001"; 43 request.realName = client.encrypt("real_name"); 44 request.credType = CredType.ID_CARD; 45 request.credId = client.encrypt("cred_id"); 46 try { 47 PreEntrustSignResponse response = client.run(request); 48 // TODO: 请求成功,继续业务逻辑 49 System.out.println(response); 50 } catch (WXPayUtility.ApiException e) { 51 // TODO: 请求失败,根据状态码执行不同的逻辑 52 e.printStackTrace(); 53 } 54 } 55 56 public PreEntrustSignResponse run(PreEntrustSignWithRealNameIdentityRequest request) { 57 String uri = PATH; 58 String reqBody = WXPayUtility.toJson(request); 59 60 Request.Builder reqBuilder = new Request.Builder().url(HOST + uri); 61 reqBuilder.addHeader("Accept", "application/json"); 62 reqBuilder.addHeader("Wechatpay-Serial", wechatPayPublicKeyId); 63 reqBuilder.addHeader("Authorization", WXPayUtility.buildAuthorization(mchid, certificateSerialNo,privateKey, METHOD, uri, reqBody)); 64 reqBuilder.addHeader("Content-Type", "application/json"); 65 RequestBody requestBody = RequestBody.create(MediaType.parse("application/json; charset=utf-8"), reqBody); 66 reqBuilder.method(METHOD, requestBody); 67 Request httpRequest = reqBuilder.build(); 68 69 // 发送HTTP请求 70 OkHttpClient client = new OkHttpClient.Builder().build(); 71 try (Response httpResponse = client.newCall(httpRequest).execute()) { 72 String respBody = WXPayUtility.extractBody(httpResponse); 73 if (httpResponse.code() >= 200 && httpResponse.code() < 300) { 74 // 2XX 成功,验证应答签名 75 WXPayUtility.validateResponse(this.wechatPayPublicKeyId, this.wechatPayPublicKey, 76 httpResponse.headers(), respBody); 77 78 // 从HTTP应答报文构建返回数据 79 return WXPayUtility.fromJson(respBody, PreEntrustSignResponse.class); 80 } else { 81 throw new WXPayUtility.ApiException(httpResponse.code(), respBody, httpResponse.headers()); 82 } 83 } catch (IOException e) { 84 throw new UncheckedIOException("Sending request to " + uri + " failed.", e); 85 } 86 } 87 88 private final String mchid; 89 private final String certificateSerialNo; 90 private final PrivateKey privateKey; 91 private final String wechatPayPublicKeyId; 92 private final PublicKey wechatPayPublicKey; 93 94 public PreEntrustSignWithRealNameIdentityApp(String mchid, String certificateSerialNo, String privateKeyFilePath, String wechatPayPublicKeyId, String wechatPayPublicKeyFilePath) { 95 this.mchid = mchid; 96 this.certificateSerialNo = certificateSerialNo; 97 this.privateKey = WXPayUtility.loadPrivateKeyFromPath(privateKeyFilePath); 98 this.wechatPayPublicKeyId = wechatPayPublicKeyId; 99 this.wechatPayPublicKey = WXPayUtility.loadPublicKeyFromPath(wechatPayPublicKeyFilePath); 100 } 101 102 public String encrypt(String plainText) { 103 return WXPayUtility.encrypt(this.wechatPayPublicKey, plainText); 104 } 105 106 public static class PreEntrustSignWithRealNameIdentityRequest { 107 @SerializedName("appid") 108 public String appid; 109 110 @SerializedName("out_contract_code") 111 public String outContractCode; 112 113 @SerializedName("real_name") 114 public String realName; 115 116 @SerializedName("cred_type") 117 public CredType credType; 118 119 @SerializedName("cred_id") 120 public String credId; 121 } 122 123 public static class PreEntrustSignResponse { 124 @SerializedName("pre_entrustweb_id") 125 public String preEntrustwebId; 126 } 127 128 public enum CredType { 129 @SerializedName("ID_CARD") 130 ID_CARD 131 } 132 133} 134
需配合微信支付工具库 wxpay_utility 使用,请参考Go
1package main 2 3import ( 4 "bytes" 5 "demo/wxpay_utility" // 引用微信支付工具库,参考 https://pay.weixin.qq.com/doc/v3/partner/4015119446 6 "encoding/json" 7 "fmt" 8 "net/http" 9 "net/url" 10) 11 12func main() { 13 // TODO: 请准备商户开发必要参数,参考:https://pay.weixin.qq.com/doc/v3/partner/4013080340 14 config, err := wxpay_utility.CreateMchConfig( 15 "19xxxxxxxx", // 商户号,是由微信支付系统生成并分配给每个商户的唯一标识符,商户号获取方式参考 https://pay.weixin.qq.com/doc/v3/partner/4013080340 16 "1DDE55AD98Exxxxxxxxxx", // 商户API证书序列号,如何获取请参考 https://pay.weixin.qq.com/doc/v3/partner/4013058924 17 "/path/to/apiclient_key.pem", // 商户API证书私钥文件路径,本地文件路径 18 "PUB_KEY_ID_xxxxxxxxxxxxx", // 微信支付公钥ID,如何获取请参考 https://pay.weixin.qq.com/doc/v3/partner/4013038589 19 "/path/to/wxp_pub.pem", // 微信支付公钥文件路径,本地文件路径 20 ) 21 if err != nil { 22 fmt.Println(err) 23 return 24 } 25 26 request := &PreEntrustSignWithRealNameIdentityRequest{ 27 Appid: wxpay_utility.String("wxd678efh567h23787"), 28 OutContractCode: wxpay_utility.String("APPLYMENT_00000000001"), 29 RealName: wxpay_utility.String("刘某某"), /*请传入wxpay_utility.EncryptOAEPWithPublicKey 加密结果*/ 30 CredType: CREDTYPE_ID_CARD.Ptr(), 31 CredId: wxpay_utility.String("440000000000000000"), /*请传入wxpay_utility.EncryptOAEPWithPublicKey 加密结果*/ 32 } 33 34 response, err := PreEntrustSignWithRealNameIdentityApp(config, request) 35 if err != nil { 36 fmt.Printf("请求失败: %+v\n", err) 37 // TODO: 请求失败,根据状态码执行不同的处理 38 return 39 } 40 41 // TODO: 请求成功,继续业务逻辑 42 fmt.Printf("请求成功: %+v\n", response) 43} 44 45func PreEntrustSignWithRealNameIdentityApp(config *wxpay_utility.MchConfig, request *PreEntrustSignWithRealNameIdentityRequest) (response *PreEntrustSignResponse, err error) { 46 const ( 47 host = "https://api.mch.weixin.qq.com" 48 method = "POST" 49 path = "/v3/ecommerce/individual-contracts/pre-entrust-sign-with-real-name-identity/app" 50 ) 51 52 reqUrl, err := url.Parse(fmt.Sprintf("%s%s", host, path)) 53 if err != nil { 54 return nil, err 55 } 56 reqBody, err := json.Marshal(request) 57 if err != nil { 58 return nil, err 59 } 60 httpRequest, err := http.NewRequest(method, reqUrl.String(), bytes.NewReader(reqBody)) 61 if err != nil { 62 return nil, err 63 } 64 httpRequest.Header.Set("Accept", "application/json") 65 httpRequest.Header.Set("Wechatpay-Serial", config.WechatPayPublicKeyId()) 66 httpRequest.Header.Set("Content-Type", "application/json") 67 authorization, err := wxpay_utility.BuildAuthorization(config.MchId(), config.CertificateSerialNo(), config.PrivateKey(), method, reqUrl.RequestURI(), reqBody) 68 if err != nil { 69 return nil, err 70 } 71 httpRequest.Header.Set("Authorization", authorization) 72 73 client := &http.Client{} 74 httpResponse, err := client.Do(httpRequest) 75 if err != nil { 76 return nil, err 77 } 78 respBody, err := wxpay_utility.ExtractResponseBody(httpResponse) 79 if err != nil { 80 return nil, err 81 } 82 if httpResponse.StatusCode >= 200 && httpResponse.StatusCode < 300 { 83 // 2XX 成功,验证应答签名 84 err = wxpay_utility.ValidateResponse( 85 config.WechatPayPublicKeyId(), 86 config.WechatPayPublicKey(), 87 &httpResponse.Header, 88 respBody, 89 ) 90 if err != nil { 91 return nil, err 92 } 93 response := &PreEntrustSignResponse{} 94 if err := json.Unmarshal(respBody, response); err != nil { 95 return nil, err 96 } 97 98 return response, nil 99 } else { 100 return nil, wxpay_utility.NewApiException( 101 httpResponse.StatusCode, 102 httpResponse.Header, 103 respBody, 104 ) 105 } 106} 107 108type PreEntrustSignWithRealNameIdentityRequest struct { 109 Appid *string `json:"appid,omitempty"` 110 OutContractCode *string `json:"out_contract_code,omitempty"` 111 RealName *string `json:"real_name,omitempty"` 112 CredType *CredType `json:"cred_type,omitempty"` 113 CredId *string `json:"cred_id,omitempty"` 114} 115 116type PreEntrustSignResponse struct { 117 PreEntrustwebId *string `json:"pre_entrustweb_id,omitempty"` 118} 119 120type CredType string 121 122func (e CredType) Ptr() *CredType { 123 return &e 124} 125 126const ( 127 CREDTYPE_ID_CARD CredType = "ID_CARD" 128) 129
应答参数
200 OK
pre_entrustweb_id 必填 string(256)
【预签约ID】 生成预签约会ID,携带预签约ID(pre_entrustweb_id)参数,通过微信SDK拉起微信支付客户端的签约页面。
应答示例
200 OK
1{ 2 "pre_entrustweb_id" : "1121_9f3cec22a2d367737674d08d98e5e07b8388495fafedc0eba83c327e8ad720ed_12bfdd59b387c4bff8543de4719a886a" 3} 4
错误码
以下是本接口返回的错误码列表。详细错误码规则,请参考微信支付接口规则-错误码和错误提示

